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HBW GLENDALE GROUP DIVISION OF
EDWIN JONATHAN B. BLANCO
Agency Vice-President Of
 HBW Insurance & Financial Services, Inc.
127 South Brand Blvd., Suite # 220-A & 240, Glendale, CA 91204-5106, U.S.A.
We are dedicated to providing leadership to agents across America who are willing to build agencies in close affiliation with HBW Insurance & Financial Services, Inc.
of Simi Valley, California.  Join Us!
 
Corporate Website: www.hbwinc.com
  
OUR WEBSITE IS DESIGNED TO INVITE, RECRUIT AND TRAIN YOU!
Licensed Insurance and Investments Agents who are seeking a better way to build or expand their insurance and financial services business with a progressive 21st century-minded organization.

Licensed Insurance and Investments Agents who are seeking to become true independent agents with unlimited product and company portfolio to offer their clients the best products to fit their needs.

Individuals who are contemplating a new career as Insurance and Investments professionals.

Currently active licensed financial professionals, such as Realtors, Mortgage Brokers, Tax Consultants, etc, who are seeking to expand their business to include Insurance and Investments.

Individuals who can appreciate and value a Ground Floor Opportunity, that is, to build their own business while pioneering a new marketing strategy that will catapult them into being part of the largest and strongest financial services organization of the 21st century.

Individuals who cherish a dedication to providing quality financial services, servicing individuals in their communities in such a way to help them improve, progress to the point of being debt-free, begin to build wealth, and become financially independent.

 


Welcome to HBW - Glendale Group Division
Edwin Jonathan B. Blanco, Agency Vice-President
 
• INSURANCE & FINANCIAL SERVICES

• NATIONAL AGENCY BUILDING PROGRAMS
 
Welcome to my HBW Glendale Agency Development Division. I am Edwin B. Blanco, Agency Vice-President of HBW Insurance & Financial Services, Inc.  After ten years (1992 - 2002) in the financial industry and working with a BTIDcompany, I decided to become an independent agent. When I left that BTID company, my first inclination was to remove myself from the industry altogether. I was frustrated with the structure of a captive company and the limited product lines to offer my clients. I was just truly a life insurance agent / salesman.

In my last ditch effort to find a company or companies to work with, I came across HBW Insurance & Financial Services. After attending a few
conference calls
and a training event, I became convinced that the integrity and vision of the company was exactly what I was looking for.

HBW Insurance and Financial Services offer a wide range of product lines from a strong group of carriers. It is my belief that we can find exactly what it is the client needs and not what we have to “sell” them. HBW Insurance and Financial Services has been in business for several years and has recently added an agency development division that allows agents to mentor other agents on an override system. It is this system and the ability to have the right products with several carriers that forged my decision to continue in the industry.

HBW Glendale Group Division is a nationwide financial agency-building group based in Glendale, CA. We provide a place for financial professionals to achieve extraordinary personal production, as well as the ability to build a network of independent agents who will develop a solid residual income.
 
We have three criteria for our new agents:
1. Join our team. With a solid base of companies in the areas of life insurance, annuities, home loans and disability coverage, we believe we have our clients’ best interests at heart. With agents in 48 states, we are a part of every community.
 

2. Be willing to learn. Do you have the desire to learn? Not every organization trains their professionals. We do. We have three training events per year, plus a weekly training conference call.

 

3. Be a person of your word. This is by far the most important of our criteria. We are looking for individuals who are committed to their personal lives and professional careers. (“About Me” page.) Individuals who have the desire to set themselves apart from other professionals have a bright future with our organization.


 

Why Become An Agent?
 
Edwin’s Mission to Agents

Edwin B. Blanco’s mission to his agents is simple: He wants to provide them with the opportunity to develop solid, professional practices of their own.

Whether it is full-time, part-time, agency-building, personal production or any combination of these, Edwin believes the best option for a new agent can be found through HBW Insurance & Financial Services, Inc. Training is provided to our agents through a series of conference calls and seminars. 
The training provides opportunities to learn about concepts, carriers & products.

HBW Insurance & Financial Services, Inc., and Edwin are dedicated to offering the best selection of products from highly-rated carriers for our clients. Edwin offers a wide range of services from life insurance, annuities, mortgages, disability insurance and long-term care insurance allows our clients a sense of comfort, on knowing their financial concerns are being addressed.

The benefits of coming to HBW involve higher contracts with the ability to move up and the opportunity to develop a national agency. We have excellent incentive programs and top-notch training. We are also a non-captive agency that allows you to write for carriers outside of the HBW scope. For example, if you like to work with health insurance, you have the option to write for other companies since HBW does not have any health insurance companies in our umbrella.

 

Our commission structure:
http://www.hbwinc.com/about/images/HBW_Comp_1_17_07.pdf


Interested in becoming an agent?

Want more information

 

HBW is among the most progressive companies in the financial services industry. HBW provides our agents with what we consider one of the best possible platforms to succeed in financial services while simultaneously helping clients with some of the best programs on the market to date. Financial Independence is what we strive for you.

 

At HBW we provide our clients with a free Financial Needs Analysis.

 

Providing solutions to today's economic times is what HBW is all about.

 

We have among the highest rated and competitive companies in the Life Insurance Industry to provide you with a comprehensive Life Insurance program.

 

HBW uses Companies Such as ING, Genworth, Old Mutual etc. and many of the main carriers you have heard of most of which are A+ rated or better.

 

HBW believes term insurance is the best life insurance product for most of America, However we have an array of permanent life insurance products we use when appropriate.

 

Our Mutual Funds include many of the top rated funds, numerous funds of which are 5 star rated.

 

Our Variable Annuities include Hartford, John Hancock, Pacific Life and many more. These companies are among the largest and most competitive in the industry many are 5 star rated.

 

Our fixed and equity index annuities are also among the largest and most competitive in the industry. We represent Aviva, Great American and Allianz to name a few.

 

HBW also provides Long Term Care, Mortgage, Reverse Mortgage and Critical Care Plans.

 

HBW is Real People Providing Real Solutions.

 

 

COMPARE OUR CAREER OPPORTUNITY AT HBW

HBW is more than just a financial solutions company. HBW offers an incredible business opportunity. The HBW platform can give you the freedom and financial independence that you've been looking for. If you're looking for a gratifying career that can give you the life and the time that you've been dreaming of, then HBW may be the opportunity for you!

 

Our Vision:

To Be The Preeminent Company in Financial Services. If you truly want to help people, join a company that cares, that has a vision that keeps the "The Field Force is King" mentality. We don't just sell the dream. We deliver. HBW is built for the person that wants to help people and become wealthy in the process.

 

Whether you want to build a business by recruiting agents or build a business by acquiring assets under management and develop a client base. HBW has a step-by-step system for you.

 

Business System:

  • Immediate and TRUE business Ownership
  • Generation overrides
  • High Commission Levels
  • Non-captive agency
  • Ground-floor Opportunity
  • Ability to get paid as a corporation
  • Our own Broker Dealer
  • Direct contact with Underwriters
  • Inexperienced or new agents start 55%
  • Impaired Risks
  • Multiple Companies
  • Index Annuities
  • Contests, Trips & Recognition
  • Network with other Professionals
  • Among the Most Competitive Rates
  • Product Training
  • LTC and Disability Products
  • Mutual Funds and Variable Annuities
  • NO office hour requirements
  • NO monthly fees for software and support
  • NO recruiting requirement
  • NO full-time requirement
  • NO Commission roll-back
  • NO Replacement Leg
  • NO conflicts with other endeavors

 

All the above, and more, plus, the HBW Agency Development System allows you to build and override agents and agencies, even at the same contract level as you, nationwide. This provides your business a stable, secure, and continual income stream for lasting success and stability.

 

AGENT TESTIMONIALS

How Agent's lives have gone from GOOD TO GREAT! The following individuals have joined the HBW organization. They have applied the HBW system, sold the products and built organizations. Please take a minute and read what they have to say about HBW.

 

"HBW has been a blessing. With HBW I'm able to continue to do the thing I like to do (recruit) and still maintain a high level of compensation due to no production requirements. Being non-captive gives me the ability to help all clients even if they have been rejected by another carrier. At HBW we can shop for the best policy and help our clients. HBW is one on the greatest business opportunities in America. The Client gets the best deal, while the Agent is well compensated. HBW has a WIN, WIN, and WIN opportunity."

-Raul Martinez, Salinas, CA / 2005

 

"I'm so happy, I can hardly stand it! After 19 years with another financial services company, the Lord gave me the courage to open my mind and look at the HBW opportunity. Now it's a little over 2 years and my life is so different. No Saturday morning training sessions (aka. Adult daycare), no weekly opportunity meetings, I can even go out to eat without trying to recruit a waitress. Now I am a real business person, people respect that I'm an independent and don't equate my working with HBW as something like Amway. I work normal hours and play golf 2-4 a week. My business is different too. I meet with clients at my office, by appointment. I am blessed with great people on our team. We have agents in over 40 states that produce more in 3 months than my old organization did in a year. I am so thankful to be on the HBW team and look forward to seeing what a great company it is going to become."

-Dan Brandfast, Knoxville, TN / 2005

 

"I always thought my old company was competitive because they told me they were. What I quickly found out blew me away. With HBW, I am saving my clients an average of 40%. I give them better coverage, a better term and they are years older. Talk about doing what's right, this absolutely amazing."

-Timo Hartigan, Pensacola, FL / 2005

 

"I want to take a moment to thank you for creating the HBW marketing System. I was a captive agent with another company for 13 years. My best cash flow was $16,000 with that firm. In my first full year with HBW, my cash flow was $130,000. My second year was nearly $200,000. Year to date, my cash flow is ahead of last year's. The reason for this change is simple! We have the most competitive rates and products. We have superior compensation. I am free to do the right thing for the client every time. I am free to market our products and services using simple, effective methods that are common in our industry. I am free to focus on sales and recruiting while HBW concentrates on making the tools I need easily available. I am grateful for everything that HBW has done to make it easy for me to build a successful business."

-Ron Dortch, Richmond, VA / 2005

 

"Marie and I have been working in the financial service industry for close to 10 years, accumulating experiences in areas of insurance, investments and Mortgages. We joined HBW in February 2003 after resigning our exclusive position with a former financial services company where we were earning over 100K yearly. We opted out not because of failure within that limited system, but rather to seek for a system where our talent, intelligence and knowledge can be better put to use for the benefit of our community and family. Taking advantage of the HBW opportunity, we opened our office and training center in Fort Lauderdale. Under our leadership, two other independently owned and operated offices were opened in Naples and in Homestead, both in Florida. Our Florida base shop was rated #2 among HBW top life insurance producers nationally in 2004."

-Jacques and Marie Augustin, Fort Lauderdale, FL 2005

 

"Upon leaving my former company, I had absolutely no intention of replacing my existing life insurance policy with them. However, after running the numbers, I realized that I could bump my coverage up by $125,000 and start an entirely new 30 yr. plan for the same exact cost. (I am 5 yrs. Older than when my current policy was issued). I realized that "doing what was best for my family" was a no brainer in this situation. What's even more exciting, however is the extremely quick manner in which my policy was issued. My application was dated on 4/25 and I met the nurse on the same day. AIG received my application on 5/02; as of 5/10 the policy was issued and enforce. I am totally impressed!!

-Kathy Sielaff, Lansing, MI / 2005

 

 

"These testimonials may not be representative of the experience of other clients (agents). These testimonials are no guarantee of future performance or success"

 

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